IBM Data and AI RegTech Ideas Portal

Shape the future of IBM!

We invite you to shape the future of IBM, including product roadmaps, by submitting ideas that matter to you the most. Here's how it works:

Post your ideas

Post ideas and requests to enhance a product or service. Take a look at ideas others have posted and upvote them if they matter to you,

  1. Post an idea

  2. Upvote ideas that matter most to you

  3. Get feedback from the IBM team to refine your idea

Help IBM prioritize your ideas and requests

The IBM team may need your help to refine the ideas so they may ask for more information or feedback. The offering manager team will then decide if they can begin working on your idea. If they can start during the next development cycle, they will put the idea on the priority list. Each team at IBM works on a different schedule, where some ideas can be implemented right away, others may be placed on a different schedule.

Receive notification on the decision

Some ideas can be implemented at IBM, while others may not fit within the development plans for the product. In either case, the team will let you know as soon as possible. In some cases, we may be able to find alternatives for ideas which cannot be implemented in a reasonable time.


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Payment / Schedules

  1. We need single Payment API with support of immediate, Future and recurring payments based on ISO data model with custom attribute support.

  2. Single API to create / retrieve information across all payment types.

  3. Single API for payments with all frequencies.

  4. Creation of Scheduled payments should not require Participant in FTM DB.

  5. API should support payment life cycle states.

  6. Multi-level Payment Approval (4-eye check) - Entitlement based approval process is required to ensure sanity of Payment data

  7. Get API should provide information in standard ISO format ( Pain.001)

  • Guest
  • Oct 23 2020
  • Future consideration

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