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The Funds Reversed flag should be working on camt.056 messages aswell. Currently it is working on pacs.008 messages only.

  1. Our Bank sends a PACS.008 to other FI

  2. Our Customer requests for "Return of Funds" for any reason (incorrect account number was used)

  3. Our Bank initiates a CAMT.056 to get the funds back

  4. The other FI accepts the CAMT.056 but is unable to send through PACS.008 since they are a "Receive Only" bank and hence returns the funds through ACH/Wire/Chips

  5. Our Bank receives the funds through other payment rails but we does not have a good way of updating the transaction in FTM to indicate the "Funds were reversed".


Is there a recommendation from IBM in this scenario? We wanted to use the "Funds Reversed" flag but the FTM design prevents it completely.

This is opened from the IBM PMR - TS004341155.

The reversed funds is tracked through camt.056, FTM should allow the funds reversed flag to be applied on camt.056.


  • Guest
  • Oct 21 2020
  • Future consideration

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