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IBM Data and AI RegTech Ideas Portal

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FTM for Digital Payments

Showing 30

Payment / Schedules

We need single Payment API with support of immediate, Future and recurring payments based on ISO data model with custom attribute support. Single API to create / retrieve information across all payment types. Single API for payments with all frequ...
over 1 year ago in FTM for Digital Payments / Transaction Processing - Distribution 0 Future consideration

Payee Management (for all payment types)

We need single API to create payee information across all payment types. API should allow user to enter Customer ID(mapping to Customer 360) , Recipient information and Recipient Account in a single API call. We need single API to retrieve/update/...
over 1 year ago in FTM for Digital Payments / Transaction Processing - Distribution 0 Future consideration

The Funds Reversed flag should be working on camt.056 messages aswell. Currently it is working on pacs.008 messages only.

Our Bank sends a PACS.008 to other FI Our Customer requests for "Return of Funds" for any reason (incorrect account number was used) Our Bank initiates a CAMT.056 to get the funds back The other FI accepts the CAMT.056 but is unable to send throug...
over 1 year ago in FTM for Digital Payments / Administration & Configuration 0 Future consideration

Recurring payments for ACH

Schedule management API’s from FTM need to support configuring recurring payments for ACH. There's currently only one payment type which allows recurrent which is Zelle. it won't work for ACH
over 1 year ago in FTM for Digital Payments / Transaction Processing - Distribution 2 Future consideration

Display the camt.056 fields in FTM DP

FTM DP is not displaying data for the below fields for Incoming and Outgoing Camt.056 messages. We need this to be displayed for Operations and customer service representatives. There is PMR# TS003856945 opened on this issue. However IBM suggested...
over 1 year ago in FTM for Digital Payments / Usability 2 Future consideration

Placeholders to store custom data on the FTM "Inbound Transactions" Screen for TCH-RTP Payment rail

TCH-RTP uses a 35 character value to identify each payment/transaction uniquely. Storing this 35 character across all the systems within the bank and presenting the same to our customers is not always reliable. Most of the banks use their unique P...
almost 2 years ago in FTM for Digital Payments / Financial Management (Accounting, Settlement, etc.) 0 Future consideration

Ability to lookup the comments added against transactions on the FTM DP screens

FTM provides the abilility to add comments against the transaction. However these are recorded against the transaction in the FTM.AUDIT_INFO table but these comments are no where to be looked up in the FTM DP screen. It will be a very useful featu...
almost 2 years ago in FTM for Digital Payments / Financial Management (Accounting, Settlement, etc.) 0 Future consideration

Easier method to enter temporary limits

The ability to add temporary limits from the Partner's Exposure Limit Monitoring Details screen is really convenient. However, the drawback is the partner has to have made a payment that day for temporary limits to be established. Recommend having...
almost 2 years ago in FTM for Digital Payments / Usability 0 Future consideration

Identification Number (TCH RTP Instruction ID) is not filterable/searchable in Inbound Transactions

Identification ID is not available as a column and Search filter when displaying a Transaction in FTM Digital Payments. The TCHRTP Instruction ID is written to the FTM field called Identification Number; this field currently only displays in the I...
over 2 years ago in FTM for Digital Payments / Exception Handling, Remediation Processing 0 Future consideration

Implement a parameter-based velocity control for Received credits

Need FTM to implement a parameter-based velocity control for Received credits. If the established threshold is exceeded, we want FTM to Accept Without Post until counter is reset. Suggested Parameters would be number of transactions, timeframe, ti...
about 3 years ago in FTM for Digital Payments / Transaction Processing - Distribution 0 Future consideration