IBM Data and AI RegTech Ideas Portal

Shape the future of IBM!

We invite you to shape the future of IBM, including product roadmaps, by submitting ideas that matter to you the most. Here's how it works:

Post your ideas

Post ideas and requests to enhance a product or service. Take a look at ideas others have posted and upvote them if they matter to you,

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  3. Get feedback from the IBM team to refine your idea

Help IBM prioritize your ideas and requests

The IBM team may need your help to refine the ideas so they may ask for more information or feedback. The offering manager team will then decide if they can begin working on your idea. If they can start during the next development cycle, they will put the idea on the priority list. Each team at IBM works on a different schedule, where some ideas can be implemented right away, others may be placed on a different schedule.

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Some ideas can be implemented at IBM, while others may not fit within the development plans for the product. In either case, the team will let you know as soon as possible. In some cases, we may be able to find alternatives for ideas which cannot be implemented in a reasonable time.


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Transaction Processing - Distribution

Showing 5

Other APIs to support business functions

Other APIs to support business functionsLimitHolidayFeeRouting CodeBusiness cut-offs.
about 1 year ago in FTM for Digital Payments / Transaction Processing - Distribution 0 Future consideration

Payment / Schedules

We need single Payment API with support of immediate, Future and recurring payments based on ISO data model with custom attribute support.Single API to create / retrieve information across all payment types.Single API for payments with all frequen...
about 1 year ago in FTM for Digital Payments / Transaction Processing - Distribution 0 Future consideration

Payee Management (for all payment types)

We need single API to create payee information across all payment types. API should allow user to enter Customer ID(mapping to Customer 360) , Recipient information and Recipient Account in a single API call.We need single API to retrieve/update/d...
about 1 year ago in FTM for Digital Payments / Transaction Processing - Distribution 0 Future consideration

Recurring payments for ACH

Schedule management API’s from FTM need to support configuring recurring payments for ACH.There's currently only one payment type which allows recurrent which is Zelle. it won't work for ACH
about 1 year ago in FTM for Digital Payments / Transaction Processing - Distribution 2 Future consideration

Implement a parameter-based velocity control for Received credits

Need FTM to implement a parameter-based velocity control for Received credits. If the established threshold is exceeded, we want FTM to Accept Without Post until counter is reset. Suggested Parameters would be number of transactions, timeframe, ti...
over 2 years ago in FTM for Digital Payments / Transaction Processing - Distribution 0 Future consideration